A quick update

I wanted to take a moment to share my latest project I’ve been working on that is very near to my heart. I have been working on a monthly budgeting tool with a few extra goodies to help highlight where money goes and helps track where one is compared to their projections. This is a great tool that can be reused easily and can even help you recognize where you are in terms of building your net worth. Click here to view my monthly budgeting tool.

A snippet of a chart from my planner detailing spending categories

I still have my latest entry aside from my update in store for later this month. Stay tuned dear readers for the next entry! Excelsior!

New years Solutions

Happy new year to you dear reader! I hope this post finds you well and happy. This is the time of the year that people make their new years resolutions for various things. Resolutions in regards to health, money, relationships, business etc. Resolutions statistically have been broken by many people (including yours truly). So the question to be asked: What is the solution?

First, let’s look at the definition of a resolution: a decision to do something or to behave in a certain manner. That means a decision to take a course of action to achieve a particular goal. This is the conscious decision to do something to better one’s situation. 80% of New years resolutions failed by February of that year. Why aren’t we more successful at keeping our New Year’s resolutions? Some reasons include the idea that we’re thinking too big and not knowing where to start, not considering a “why” behind it, and the fact that one might not be ready to make such a change.

This points out a need for a change in approach would be not a resolution but a solution. A solution is a means of solving a problem or dealing with a difficult situation. This means in order to reach a solution, one must look at all of the variables in a problem. This involves looking at the broad scope of the problem and why the problem persists. Once the solution to the problem is found one must implement said solution to fix the problem and stick to it.

Instead of a new years resolution, one would make a New years solution. Set SMART goals (Specific, Measurable, Attainable, Realistic Timely) that you will be able to stick to with conviction to accomplish your solution to your problem. Write it down on a vision board or a journal, and whenever you feel like quitting, look at what was written down. If you can write it, you can achieve it because it will serve as a reminder of the decision you took on to solve the problem you are facing in life.

Statistically speaking, New years resolutions can fail. If you can turn your resolutions into solutions and create a clear road map, you can reach your goals and clear your challenges. Once you start, keep writing reminders down to encourage you to keep going until you hit your goal. Until the next time, dear readers. Excelsior!

You are what you drink

This month marks the beginning of the year and of a new decade. Lots of us are making goals and resolutions being crafted. One such goal I have often heard is drinking more water. As someone who drinks half their body weight in ounces of water at a minimum, I want to share with you some really great things about drinking water on a steady basis.

Drinking water helps maintain the balance of body fluids. Your body is composed of about 60% water. The functions of these bodily fluids include digestion, absorption, circulation, creation of saliva, transportation of nutrients, and maintenance of body temperature. What is neat is when you need water your brain activates a thirst mechanism to tell you that you need water. Secondly, water can help you get some control over your calories. Food with high water content tends to look larger, its higher volume requires more chewing, and it is absorbed more slowly by the body, which helps you feel full. Water-rich foods include fruits, vegetables, broth-based soups, oatmeal, and beans.  Additionally, drinking water with your food will help in trimming your calorie intake.

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Water can energize your muscles before a workout by helping maintain the fluid level in your body. During a workout when you sweat, there are electrolytes lost and there is fatigue. If you drink water before a workout your physical performance will be better than without drinking water beforehand. Your skin contains plenty of water and functions as a protective barrier to prevent excess fluid loss. But don’t expect over-hydration to erase wrinkles or fine lines. Proper hydration will help keep your skin look better and not as dry. You can also use a moisturizer to help lock in moisture on your skin.

Body fluids transport waste products in and out of cells. The main toxin in the body is blood urea nitrogen, a water-soluble waste that can pass through the kidneys to be excreted in the urine. Our kidneys can filter a lot of toxins from the body but keeping your body hydrated, the kidneys can continue their job in flushing out all the toxins in your body.  When you’re getting enough fluids, urine flows freely, is light in color and free of odor. When your body is not getting enough fluids, urine concentration, color, and odor increases because the kidneys trap extra fluid for bodily functions. Drinking less water will increase your risk of kidney stones and other disorders connected to the kidneys being unable to flush out toxins it takes in. Adequate hydration keeps things flowing along your gastrointestinal tract and prevents constipation. When you don’t get enough fluid, the colon pulls water from stools to maintain hydration and the result is constipation.

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Some of the best ways to keep yourself on track with drinking water would be eating foods that are water-rich, like fruits and vegetables. Keep some water for during and between meals as well. There are even water bottles designed to help motivate you to keep on chugging the H2O. Let’s keep the goal of drinking water flowing this year. Until the next time. Excelsior!